Laziness

this morning i am feeling LAZY

i wish i could be lazy, but i can't afford to be. laziness is the downfall of the insurance business and obviously my income.

we all would love to be lazy, sitting by the beach, or going for a round of golf, or even just sitting at home and veg-ing out by the tv everyday.

but that's not going to get us anywhere.

aside from my laziness, many people are lazy when it comes to their insurance. the general feeling is "i'm not going to die what, why buy insurance now?"

it's difficult to convince people to do something about protection in their life when they don't have a epic NEED or WANT to do something about it. Luckily for me, i know some people who are worryworts (just like me!) and are eager to ensure that they've got this aspect of their life covered.

Just a few points i think you should consider about why you shouldn't put off thinking about your financial future:

• premium rates increase with age
• buying now means your premiums are locked in at age of purchase (for selected products)
• what if something happens? (touch wood!!)
• not everyone who wants to buy a policy later in in life can actually buy it
• and what if you don't have anything at all to be your safeguard?

the last point is the most scary. i know many would call it kiasu (scared to lose out) or kiasi (scared to die) but there's nothing better than that assurance that your family members will be taken care of if you're not around at this very moment in time.

for me, that means i cannot afford to be lazy. i have to be up-and-at-'em for the sake of those who are lazy. I hope through insurance, i can take away whatever worries my clients may have and allow them the luxury to be lazy. :)

be protected everyone!

Jessica