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http://www.moneyline.sg/node/3315

"When it comes to getting a life insurance policy in Singapore and anywhere else in the world, there’s not much difference. It’s also helpful you have several insurers to choose from. Finding one that has the right package for you doesn’t have to be too stressful."

Some Tips
1. Apply while you’re young. Don’t wait until you’re in your forties to get a life insurance policy. You may not be able to live longer to build equity on it or enjoy its benefits. Moreover, you pay more for the policy.

2. Apply when you’re healthy. Healthy people can take advantage of more affordable premiums.

3. Choose a policy that fits your needs. If you like a no-frills insurance policy, you go for term insurance. If you want to make some investment, opt for whole life.

4. Read the fine print. Insurance policies can become void. You will know instances where it becomes non-enforceable by reading the terms and conditions prior to getting the coverage.