uncertain contract terms?

http://www.channelnewsasia.com/stories/singaporelocalnews/view/1209884/1/.html
"She asserted she was "a lay person" who was merely following what her agent had told her and did not ask further questions because she trusted AIA's reputation."

please ensure you know what will happen with your policies. sometimes as an agent we can take for granted what needs to be shared because we explain these products every day. I'm certain that your agent would be more than happy to explain IN DETAIL how what you are buying works.

at the end of the day, we do not take for granted that it IS your hard-earned money that you are putting into this policy, so of course you should know what you are getting.

teaching people about what they have,
Jessica

SUPER INTERESTING! Talk on Financial Planning for Muslims

Financial Planning For muslims
Current Issues in Insurance and Trusts
30 August 2012, M Hotel, Singapore

CONFERENCE ObJECTIVES

• To clarify the right of Muslim Policy holders to make revocable nominations
• To introduce and explain the new MUIS Fatwa on revocable nominations
• To address issues relating to the creation of trusts by Muslims
• To identify estate planning tools for use by Muslims

CONFERENCE OVERVIEW
There has been a recent breakthrough in the right of Muslim policyholders to make revocable nominations. This 3rd conference organized by Muslim Financial Planning Association (MFPA) will focus on this subject, as well as on trusts to be created by Muslims. There will also be interactive practical discussions on the planning of estates of Muslims and the new ways of implementing them.

This Conference is a must for those who wish to advise Muslims on insurance and estate planning.

For more information about MFPA, please visit www.mfpa.org.sg.
For more information about this Conference, please visit www.intellitrain.biz/MFPA2012.

The feeling of Exhaustion

Maybe I have been overworking myself.

Not literally, but mentally and emotionally. I am constantly asking myself why isn't this person calling or should i try and follow up with that person who never picked up my calls.

i had a scary experience this morning. whether due to fatigue or over-imagination or maybe even eating something wrong before i went to bed, who knows?

I had an amazingly vivid dream about a potential client. a nice Malay man in his late 30s, looking for some personal accident insurance and wanted to inquire more about something for his wife as well. they were eager. really eager to meet up with me and find out my input on their insurance requirements.

i told them that i had a busy day today. i had to rush in to office and settle some administration, i had to cross country to do prospecting today but i knew that nice people like that came very rarely and that an agent should never turn down a business appointment.

i tried to squeeze them in, i tried to find out where they would be and at what time it would be most convenienvt. but just when the details would be ALMOST confirmed, my dream would start getting more hazy, and the final decision would elude me.

try as i might, i couldn't get the story straight, and slowly the picture faded and i couldn't get the whole mess of a situation back, even in memory. i clutched desperately at this dream appointment in my head. so much as to convince myself when i was getting out of bed that it COULDN'T have been a dream because didn't we correspond by SMS? didn't we speak over the phone?

so eyebrows furrowed in confusion i rolled out of bed, started pawing at my phone, at the computer, poring through my messages, my WhatsApp system... WHERE could those messages be?

i'm seriously going crazy.

besides the ridiculous dream appointment, recently it's also paperwork mistakes - missing dates, missing counter signatures, missing ticks in the checkboxes and administration issues like following up on what the status of a policy is and somehow i always end up being unfortunately unproductive.

Why am i so distracted?

well it's way past in the afternoon now, so if my figment of imagination had been real i would have heard from them by now right? i think i will just take the afternoon to really just meditate and pray, that God settles my heart and my mind. and helps me not to focus on all my worries.

going bonkers (?)
Jessica

:((

I know i've not really been posting very much on the personal front, because i've been desperately trying to get my act together.

i've been stepping up on my prospecting efforts in order to get more appointments and to meet more people.

some days it's easy, you just feel totally motivated and raring to go find "that right person" to talk to about sinsurance, and other days it's like "dammit, i can't be bothered to call Mr So-and-so to follow up because he's so damn non-commital about EVERYTHING"

i've been trying hard to really stick to my guns about insurance and what's been crossing my mind is honestly my friends who've stuck by me and whole-heartedly given me their support.

No, i'm not talking about the friends who've heard me out and then say "umm... okok, i hear you, and let me get back to you." because you know what happens with these people don't you? you never hear from them again.

so this is a shout out to all the friends that have called back when they said they would call back, or tried their best to help me out in some way. the friends who've thanked me for sharing things about insurance with them even without buying anything, and MOST IMPORTANTLY, the friends who've been straight forward with me and told me straight in the face that they want/don't want, are ready/not ready, and have not left me hanging for months on end waiting for a reply.

Loving my friends,
Jessica

Don't Forget Those who've loved you.